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Elder Financial Abuse - Police Department - City of El Cerrito, California
Elder Financial Abuse

What is "Undue Influence"?

Undue influence is when a person in a position of trust coerces a vulernable elder into giving away or loaning money or property - either directly, or thorough a trust, marriage inheritance, or adoption.

How do abusers accomplish undue influence?

  • By promising the elder to take care of them for the rest of their lives.

  • By lying to the elder that no one else cares about them.

  • By isolating the elder from social contact with other family members, friends, and society.

  • By intercepting the elder’s mail, phone calls, and visitors.

  • By worrying the elder with the fear that they will lose their house and be placed in a nursing home.

  • By manipulating the elder’s food intake or medications so they become weak and complaint.

  • By threatening the elder with harm, neglect, or abandonment if they don’t agree to do what they are told.

Be aware of the risks faced by your elderly relatives:

  • Does the elder live alone?

  • Does the elder still drive? If so, they may be prone to crashes, or be victimized by driving-related scams.

  • Does the elder spend a lot of time on foot, in public places? If so, they may be targeted by exploiters who frequent banks, stores, parks, malls, and libraries.

  • How many local friends does the elder have?

  • Does the elder have information about housing options, care choices and support groups?

  • Have the elder’s outside activities decreased over the past 3 years?

  • Does the elder have family members in the area? Is there weekly contact?

  • Who oversees the elder’s Power of Attorney, or the expenses of caregivers?

  • Who regularly checks the status of the elder’s bank accounts, charge or credit accounts, or investments?

  • Do you know where and from whom the elder is getting advice on financial and medical decisions?

  • Does the elder know the popular scams that target the elderly?

  • Does the elder seek advice of fortunetellers, "psychic advisors," or "spiritual healers"?

  • Does the elder know when and how to call the police for emergencies and non-emergencies?

  • How much do you know about the elder’s caregiver? Have you checked their references and criminal background? Do you know how?

  • Is there a written service agreement for care, signed by the caregiver and the elder?
 
 
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